Loan to Value (LTV) Calculator

See how much of your home you own, and how much you need to pay down to reach a target LTV (e.g. 80% to drop PMI).

Input Details

The original purchase price of your home.
The amount you currently owe on your mortgage.
The target Loan To Value ratio you want to achieve.

Current LTV vs Home Equity

Results

Current LTV (%)
(Outstanding Balance × 100) / Sale Price
Current Home Equity ($)
Sale Price − Outstanding Balance
Home Equity (%)
100 − Current LTV (%)
Target LTV Amount ($)
(Expected LTV × Sale Price) / 100
Target Equity ($)
(100 − Expected LTV) × Sale Price / 100
Paydown Needed ($)
Outstanding Balance − Target LTV Amount